Our clients are typically...

Professionals ready to transition to the first time home buyer:  Special group!You've achieved some stability in your career.  And, now you're thinking about getting some footing in your own home.  We take the time to help you understand what options are in front of you and how each would impact you.  We fully prepare our First Time Home Buyers on what to expect every inch of the way during the overall process. 

 

Buying the next house or second property: We help you, the 'move-up' homeowner, to net the maximum amount of equity from your existing home and review the lowest cost options on your next leg up.  We love working together with you to avoid making any of those same mistakes the second time around.

 

Professionals with young families: You already own your first home and are looking for the best way to get your future in shape. College funding and starting a savings program are going to be of critical importance sooner than you might think.  We love to help you review the best route to getting that mortgage paid off sooner and maximizing every single mortgage dollar you're currently spending to see if we can't put it to better fiscal use! 

 

"How can you improve on perfection? It is such a pleasure working with true professionals." Tom & Margaret Chretien

Five to fifteen years from retirement: You're probably a baby-boomer in your peak earning years and looking for ways to maximize savings, pay off that mortgage debt and prepare for your "next act". People like you typically want to feel confident about having the lowest cost mortgage plan to enter retirement.

 

 

Real Estate And Financial professionals: We work with your clients in the above situations to compliment and support your real estate, financial, tax or estate planning objectives. Let us show you how we can be an indispensable 'value add' to your process. Our services often provide an immediate, measurable increase in rate of return.   

Who can succeed with our approach?

Our clients typically share many of the following characteristics...

 

Successful - Our clients have stable careers, many are business owners and entrepreneurs or financial professionals with average debt profiles. Having debt is not a failing grade. Not managing it, is a recipe for delay at best and failure at worst.

 

High standards - Good enough, isn't. You suspect there is more to know about how to approach and manage your mortgage than "rates and fees" and you're right. Interested in making a contribution - It's not just about the money but about making a difference with your family, your life and with others around you.

You've made this such a pleasurable experience and have touched my heart in the process.  Thank you, all!  You've brought my spirits up not just a few steps, but more like a few flights!  Bless all of you." Carol French

 

Dissatisfied with/do not have a team of real estate and financial advisors - We specialize exclusively with mortgage advisement, but an important part of our objective is to help you maximize critical relationships you will need to be successful. We know the people you need to know.

 

A commitment to fiscal responsibility and financial planning - We believe that creating a debt strategy is the foundation of a financial plan and that financial planning is one of the best ways to express caring in a family.

If you fit the profile above you can be successful implementing The Mortgage Plan!

Next, learn more about what we do and how we work.